Participant or Spouse Turning 65

You, your spouse and your other Eligible Dependents must supply the Fund office with a copy of your (or their) Medicare card within 30 days of receipt of same.

• Coverage for medical procedures for retirees eligible for Medicare are restricted to those procedures approved by Medicare.
• To be sure that you are eligible for Medicare benefits as soon as you reach age 65, you must register for Medicare Benefits at your local Social Security Office or online within the 3 months before your 65th birthday, whether or not you expect to continue to work after 65. No benefits will be paid for expenses incurred to the extent those expenses would have been reimbursable through Medicare Part A. If you are retired, no benefits at all will be paid for under the Fund unless you are covered under Part B of Medicare.
• Medicare Hospital Insurance (Part A) is provided without cost to you and helps pay your hospitalization services.
• Medicare Medical Insurance (Part B) is provided at a monthly premium cost to you and helps pay for doctor’s services and many other health care services. Medicare does not provide nor was it designed to accomplish total and complete protection.
• No benefits will be paid for expenses incurred to the extent those expenses would have been reimbursable through Medicare Part A. If you use a physician who does not participate in Medicare, reimbursement will be based on the Medicare approved amounts rule.