“Benefit Year” as used herein shall mean the period for which benefits are calculated and paid to a participant.

“Employer or Employers” as used herein shall mean an employer of labor who has duly executed a Collective Bargaining Agreement, either directly or through an association, or other written agreement, providing for periodic payments into the Fund. The term “Employer” shall also include the Union, and the IBEW Local 25 Joint Apprenticeship and Training Committee.

“Fund” as used herein shall mean “I.B.E.W. Local 25 VHT Fund”.

“Participant” is any person on whose behalf an Employer is obligated to make a contribution to the Fund.

“Plan” means the I.B.E.W. Local 25 VHT Plan.

“Union” means Local Union No. 25, International Brotherhood of Electrical Workers.